GH Banker – Core banking solutions for financial institutions
- Rural Banks
- Financial Houses
- Micro Finance
- Micro Credit
- Credit Unions
- Savings and Loans
Cloud based system and can be accessible anywhere you are
Key Features Of GH Banker
- Customer Records And Account Management
- Detailed Loan Management ( Individual And Group )
- Bulk Transactions Processing Management
- Cash Collateral / Deposit Management
- Cashbook And Bank Reconciliation Management
- Complete Payroll And HR Management
- Centralised Approval Control
- Borrowed fund and Placement management
- Nominal Ledgers Management
- Integrated Financials
- API Integration Management
- Treasury Management
- Field Collection Sika Agent
- SMS Prompt
BENEFITS OF GH BANKER (OVER 100 CUSTOMIZED INDICATORS OF REPORT)
Core Credit Indicators For Management
LOAN PORTFOLIO REPORT
This is a credit report that gives you all your running loans disbursed to your customers
LOAN AGING REPORT
This is a credit report that tells you how your loans are performing
LOAN ARREARS REPORT
This is credit report that bring out all customers repayment that are due, arears and over due
This is a credit report that gives you all your running loans disbursed to your customers
LOAN AGING REPORT
This is a credit report that tells you how your loans are performing
LOAN ARREARS REPORT
This is credit report that bring out all customers repayment that are due, arears and over due
EXPECTED LOAN REPAYMENT REPORT
This is a credit report that help you to determine future repayment
LOAN PAYMENT RECOVERED REPORT
This is a credit report that gives you total loans paid or recovered from customer
LOANS PERIODIC ANALYSIS REPORT
This is a credit report that display to you on perodic basis all loans disbursed
This is a credit report that help you to determine future repayment
LOAN PAYMENT RECOVERED REPORT
This is a credit report that gives you total loans paid or recovered from customer
LOANS PERIODIC ANALYSIS REPORT
This is a credit report that display to you on perodic basis all loans disbursed
Core financial indicator for management
Trial balance
Income statement (Displayed in month by month for accessing performance)
Balance sheet
General ledger
Cashier daybook
Callover report
Nominal ledger audit report
Income statement (Displayed in month by month for accessing performance)
Balance sheet
General ledger
Cashier daybook
Callover report
Nominal ledger audit report
Micro Credit Requirement report
Regional breakdown report
Out reach and social performance
Income statement
Balance sheet
Out reach and social performance
Income statement
Balance sheet
Core financial indicator for management
Trial balance
Income statement (Displayed in month by month for accessing performance)
Balance sheet
General ledger
Cashier daybook
Callover report
Nominal ledger audit report
Income statement (Displayed in month by month for accessing performance)
Balance sheet
General ledger
Cashier daybook
Callover report
Nominal ledger audit report
Micro Credit Requirement report
Regional breakdown report
Out reach and social performance
Income statement
Balance sheet
Out reach and social performance
Income statement
Balance sheet
Making loans management to be flexible
01. Optional setup for automated Penalty charges on defaulted loans
02. You can do loan topup
03. You can do loan restructure
04. You can do edit on repayment scheduled date
05. You can adjust interest on loans on early temination
06. You can write of bad loans
07. You can exempt holidays and weekeds to avoid loans going into arears on the portfolio
08. You can take your own data back up from the system
09. You can do SMS broad cast your customers, automated SMS prompt on loan repayment and on due loans
10. It allows API integration with other third party softwares
11. You can import and export all tpyes of your report into excel, pdf etc
02. You can do loan topup
03. You can do loan restructure
04. You can do edit on repayment scheduled date
05. You can adjust interest on loans on early temination
06. You can write of bad loans
07. You can exempt holidays and weekeds to avoid loans going into arears on the portfolio
08. You can take your own data back up from the system
09. You can do SMS broad cast your customers, automated SMS prompt on loan repayment and on due loans
10. It allows API integration with other third party softwares
11. You can import and export all tpyes of your report into excel, pdf etc
12. Is very easy to use
13. Automated centralised approval on all imput data
14. Optional end of day management (manual or automated)
15. Able to generate credit reference report for XDS and Hudson price
16. You can lien cash collateral
17. Auto and instant loan repayment deduction
18. Bulk transaction processing
19. Your setup can be defined to operate as cash or accrual basis
20. You can book and track interest expense on daily basis of your borrowed funds
21. You can book and track interest income on daily basis of your placement with other institutions
22. Gh Banker has it own mobile app (sika agent) integration for credit officers to post transactions from field
13. Automated centralised approval on all imput data
14. Optional end of day management (manual or automated)
15. Able to generate credit reference report for XDS and Hudson price
16. You can lien cash collateral
17. Auto and instant loan repayment deduction
18. Bulk transaction processing
19. Your setup can be defined to operate as cash or accrual basis
20. You can book and track interest expense on daily basis of your borrowed funds
21. You can book and track interest income on daily basis of your placement with other institutions
22. Gh Banker has it own mobile app (sika agent) integration for credit officers to post transactions from field
Banking Modules
✓ Savings Account
✓ Current Account
✓ Customized Susu circle
✓ Fixed Deposit Account
✓ Placement Management
✓ Account Reconciliation
Customization Benefit
✓ Very flexible and good management module for group loans
✓ Default structured chart of account
✓Client product customiztion to fit his operations
SECURITY
Secure platform with isolation of institutions’ data. Common vulnerability and danger evaluations to make our platform safe
DATABASE PROTECTION
Daily backups, retained for one week and extra based on need. Clients can also manipulate backups via the platform
SETUP COST
Subscribe and pay-as-you-go. No large initial cost or lengthy–time period contracts. No hidden expenses either
USER FRIENDLY
Awesome and smooth features make this very easy to use
RESPONSIVE
Very responsive and works on all devices – smartphones, tablets and computer systems
CUSTOMIZATION
Extraordinarily configurable to fit the needs of every specific organization
Feature Spotlight
Members records and Account management
This module is used to file up all the information taken from the customer for verification and tracking purposes.
Loan Management
This module handles all loan applications (individual and group) and can always be customized to suit your loan product.
Borrowed Fund and Placement Management
This module is use to track and monitor on daily basis how much you have to pay as an interest expense to friends and families who have borrowed you money for your operations. Placement module will help you to track all your interest income on placement you have made with other institutions.
Treasury Management
This module handles all cash receipt and bank balance at any point in time
Cashbook and Bank Reconciliation Management
This module is use to track and monitor on daily basis how much you have to pay as an interest expense to friends and families who have borrowed you money for your operations. Placement module will help you to track all your interest income on placement you have made with other institutions.
Other Features
About SoftClick Solutions
SOFTCLICK SOLUTIONS LIMITED was established in 2016 as an international multidisciplinary turnkey Company specialising in tailored ICT solutions for businesses of all sizes. We combine industry expertise and modern, simple technology to create competitive digital solutions for our clients.